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Snapshot Solana slot 460,979,631HyperEVM block 49,425,943methodology v0.2

Solana · Lending

Kamino Lend

TVL
$1.26B
Context only: never changes a rating
24h fees
$143.72K
−5.8% vs 7 days earlier
Upgrade controller
Squads 5 of 10 · 24 h delay
Weakest control over the core programs
Stage
Stage 0
2 requirements missing for Stage 1
Last on-chain change
None recorded
Snapshot 2026-10-24 · read at Solana slot 460,977,983

Six risk factors independent ratings, never combined into one score

Summary

  • Solana
  • Lending
  • Squads-controlled
  • Verified build

Kamino Lend is a lending protocol on Solana. This page shows who can change it, how fast, and the on-chain account behind every rating.

kamino.com

Who can upgrade Lending

Squads 5 of 10 · 24 h delay

Type
Squads 5 of 10
Threshold
5 of 10 signers
Signers
10 listed
Time lock
24 h
Config authority
None: changes go through the multisig
Effective delay
24 h delay
Address
6hhB…fQbM
Embed the Stage badgeKamino Lend on Celebtir: Stage 0
HTML<a href="https://celebtir.com/protocols/kamino-lend/"><img src="https://celebtir.com/badges/kamino-lend.svg" alt="Kamino Lend on Celebtir: Stage 0"></a>
Markdown[![Kamino Lend on Celebtir: Stage 0](https://celebtir.com/badges/kamino-lend.svg)](https://celebtir.com/protocols/kamino-lend/)

Value

TVLTotal value locked, from DefiLlama, one point per daily snapshot.
$0$500M$1B$1.5B2026-10-212026-10-232026-10-24
Show as table
TVL
DateTVL
2026-10-21$1.35B
2026-10-24$1.26B

Asset groups

GroupValueShare
Stablecoins$160.62M12.8%
SOL and staked SOL$547.85M43.5%
BTC$67.47M5.4%
Other$482.23M38.3%

Tokens used

TokenUsed asWorst rating
BNSOLcollateral, borrowableHighaccepts BNSOL as collateral, which is rated High (Supply control: new supply can be minted by unrecognized controller 75NP…qjCV owned by program 1111…1111)
bonkSOLcollateral, borrowableHighaccepts bonkSOL as collateral, which is rated High (Supply control: new supply can be minted by unrecognized controller 9Lcm…nhhA)
bSOLcollateral, borrowableHighaccepts bSOL as collateral, which is rated High (Supply control: new supply can be minted by unrecognized controller 6Wec…CbV2 owned by program 1111…1111)
cbBTCcollateral, borrowableHighaccepts cbBTC as collateral, which is rated High (Supply control: new supply can be minted by single key CTQE…wy3p; Freeze and seize powers: balances can be frozen by single key DSFA…AVnz)
dfdvSOLcollateralHighaccepts dfdvSOL as collateral, which is rated High (Supply control: new supply can be minted by unrecognized controller 7cWN…yYGW)
dSOLcollateral, borrowableHighaccepts dSOL as collateral, which is rated High (Supply control: new supply can be minted by unrecognized controller 6727…mrUK)
EURCborrowableHighbalances can be frozen by single key 6FF2…VJLC; new supply can be minted by single key Hy91…o4XY
fwdSOLcollateralHighaccepts fwdSOL as collateral, which is rated High (Supply control: new supply can be minted by unrecognized controller 3ndM…2xnA)
hSOLcollateral, borrowableHighaccepts hSOL as collateral, which is rated High (Supply control: new supply can be minted by unrecognized controller 2rMu…j2YF owned by program 1111…1111)
JitoSOLcollateral, borrowableHighaccepts JitoSOL as collateral, which is rated High (Supply control: new supply can be minted by unrecognized controller 6iQK…pVSS owned by program 1111…1111)

Activity

Volume unavailable: no volume metric for this category; fees only.

FeesDaily fees in US dollars, from DefiLlama.
$0$50K$100K$150K$200K$250K2026-09-242026-10-092026-10-23
Show as table
Fees
DateFees
2026-09-24$163.07K
2026-09-25$164.64K
2026-09-26$158.31K
2026-09-27$157.22K
2026-09-28$159.06K
2026-09-29$208.26K
2026-09-30$228.8K
2026-10-01$165.73K
2026-10-02$166.64K
2026-10-03$171.59K
2026-10-04$172.22K
2026-10-05$159.04K
2026-10-06$159.04K
2026-10-07$150.16K
2026-10-08$149.49K
2026-10-09$148.14K
2026-10-10$152.07K
2026-10-11$151.01K
2026-10-12$148.79K
2026-10-13$155.41K
2026-10-14$148.12K
2026-10-15$148.14K
2026-10-16$149.75K
2026-10-17$143.14K
2026-10-18$140.1K
2026-10-19$144.84K
2026-10-20$140.85K
2026-10-21$140.98K
2026-10-22$138.66K
2026-10-23$143.72K

Risk summary

  • HighProtocol parameters can be changed by 4 of 10 voters of multisig 7idE…Et6H using lending_market_owner.
  • HighPrices can be manipulated if a protocol-run feed reports a false price for SOL reserve.
  • MediumCore program code can be replaced by 5 of 10 voters of multisig 6hhB…fQbM.
  • MediumAn approved upgrade takes effect after 24 h. Withdrawal completion within that period is not established by these configuration facts.

Risk analysis

Upgrade control

Medium
Squads v4 multisig, 5 of 10 voters, time lock 24 h

To improve: a multisig of 5+ voters at a 60%+ threshold → LOW, or make the program immutable

Technical evidence (2 accounts)
  • 9uSb…DQGA upgrade_authority Solana slot 460,977,729
  • 6hhB…fQbM threshold, time_lock, members, config_authority Solana slot 460,977,729

Upgrade delay

Medium
time lock 24 h

To improve: a time lock of 5 days+ → LOW

Technical evidence (2 accounts)
  • 9uSb…DQGA upgrade_authority Solana slot 460,977,729
  • 6hhB…fQbM threshold, time_lock, members, config_authority Solana slot 460,977,729

Admin powers

High
lending_market_owner can change parameters, held by Squads v4 multisig, 4 of 10 voters, time lock 12 h

To improve: hold every admin key in a multisig of 3+ voters at a 50%+ threshold → MEDIUM

Technical evidence (2 accounts)
  • 7u3H…5PfF lending_market_owner Solana slot 460,977,982
  • 7idE…Et6H threshold, time_lock, members, config_authority Solana slot 460,977,982

Code transparency

Low
verified build of Kamino-Finance/klend@e921c64 at e921c648765fc2343c87614a00f4b39b640f0510

To improve: none: LOW is the lowest risk level

Technical evidence (1 account)

Oracle dependency

High
SOL reserve: prices come from a protocol-run feed

To improve: take prices from an established oracle network (pyth, switchboard, chainlink) → MEDIUM

Feeds behind the SOL reserve price

  • d4A2…Bc4Q config.token_info.scope_configuration.price_chain Solana slot 460,977,983
  • 3t4J…chNH oracle_mappings Solana slot 460,977,983
  • 4zh6…Lowg price_info_accounts, price_types, generic Solana slot 460,977,987
Technical evidence (1 account)

Dependencies

Low
calls no other programs with user funds

To improve: none: LOW is the lowest risk level

Technical evidence (1 account)
  • KLen…gmjD transaction sample (32 transactions) Solana slot 460,977,973

Stage

Stage 0 · 2 missing for Stage 1

Stages describe who can change the protocol and how fast. They don't measure code security.

  1. Stage 0 (current)
  2. Stage 1
  3. Stage 2

Stage 0 3 of 3 met

Stage 1 4 of 6 met

Stage 2 1 of 2 met

Control graph

Click a box for its facts and evidence. Arrows point from who holds a power to what it controls. Controllers shared across protocols

Loading the interactive graph…

List view

  • Key Single key 2apB…YJjk High
    • can move funds · no delay; can freeze · no delay → PYUSD
    • can move funds · no delay; can freeze · no delay → USDG
  • Key Single key 2e99…1AB4 High
    • can mint · no delay → USDG
  • Key Single key 6FF2…VJLC High
    • can freeze · no delay → EURC
  • Key Single key 7dGb…Crar High
    • can freeze · no delay → USDC
  • Key Single key AxJk…kzbu High
    • can mint · no delay → PYUSD
  • Key Single key BJE5…5ruG High
    • can mint · no delay → USDC
  • Key Single key CTQE…wy3p High
    • can mint · no delay → cbBTC
  • Key Single key DSFA…AVnz High
    • can freeze · no delay → cbBTC
  • Key Single key Hy91…o4XY High
    • can mint · no delay → EURC
  • Key Single key Q6Xp…69Gi High
    • can freeze · no delay; can mint · no delay → USDT

Permissions

Single key 2apB…YJjk

Show in control graph
PowerOverDelayEvidence
Move fundsPYUSD (Paxos)no delay
Freeze tokensPYUSD (Paxos)no delay
  • 2b1k…4GXo freeze_authority Solana slot 460,979,694
Move fundsUSDG (Paxos)no delay
Freeze tokensUSDG (Paxos)no delay
  • 2u1t…jGWH freeze_authority Solana slot 460,979,694

Squads 4 of 10 · 12 h delay 7idE…Et6H

Show in control graph
PowerOverDelayEvidence
Change parameterslending_market_owner on 7u3H…5PfF12 h delay
  • 7u3H…5PfF lending_market_owner Solana slot 460,977,982
  • 7idE…Et6H threshold, time_lock, members, config_authority Solana slot 460,977,982

Held by no one

  • Freeze tokens: WBTC (Wormhole (Portal)) (renounced or immutable)
  • Freeze tokens: JSOL (JPool) (renounced or immutable)
  • Freeze tokens: WETH (Wormhole (Portal)) (renounced or immutable)
  • Freeze tokens: BNSOL (Binance) (renounced or immutable)
  • Freeze tokens: bonkSOL (bonkSOL pool operator) (renounced or immutable)
  • Freeze tokens: dSOL (Drift) (renounced or immutable)
  • Freeze tokens: JitoSOL (Jito) (renounced or immutable)
  • Freeze tokens: JUP (Jupiter) (renounced or immutable)
  • Mint tokens: JUP (Jupiter) (renounced or immutable)
  • Freeze tokens: lanternSOL (Lantern) (renounced or immutable)
  • Freeze tokens: SOL (Solana (native mint)) (renounced or immutable)
  • Mint tokens: SOL (Solana (native mint)) (renounced or immutable)
  • Freeze tokens: bSOL (BlazeStake) (renounced or immutable)
  • Freeze tokens: fwdSOL (Forward Industries) (renounced or immutable)
  • Freeze tokens: hSOL (Helius) (renounced or immutable)
  • Freeze tokens: JupSOL (Jupiter) (renounced or immutable)
  • Freeze tokens: mSOL (Marinade) (renounced or immutable)
  • Freeze tokens: pSOL (Phantom) (renounced or immutable)
  • Freeze tokens: picoSOL (picoSOL pool operator) (renounced or immutable)
  • Freeze tokens: dfdvSOL (DeFi Development Corp) (renounced or immutable)
  • Freeze tokens: strongSOL (Stronghold) (renounced or immutable)
  • Freeze tokens: vSOL (The Vault) (renounced or immutable)

Programs

ProgramRoleLoaderUpgrade controllerVerificationLast upgrade
Lending KLen…gmjDCoreUpgradeable loaderSquads 5 of 10 · 24 h delayVerified build (e921c64)2026-10-19
Farms Farm…91HrPeripheryUpgradeable loaderSquads 5 of 10 · 24 h delayVerified build (bfa1860)Not read

Upgrades & governance

Upgrades
83
Last upgrade
2026-10-19
Average interval
15.7 days
Last 30 days
1
  1. 2026-10-19 Upgraded Lending tx 2a44…XPUe
  2. 2026-08-20 Upgraded Lending tx 3tTU…ubRi
  3. 2026-08-12 Upgraded Lending tx smn7…gQQr
  4. 2026-05-28 Upgraded Lending tx WkzU…Sjk4
  5. 2026-05-14 Upgraded Lending tx 56zL…rXdJ
  6. 2026-05-12 Upgraded Lending tx 4mVF…hXDS
  7. 2026-05-07 Upgraded Lending tx 48F1…H6m1
  8. 2026-04-24 Upgraded Lending tx A3Nm…Ebv8
  9. 2026-04-22 Upgraded Lending tx 3oSZ…x4z5
  10. 2026-04-13 Upgraded Lending tx 375u…VhXs
  11. 2026-03-26 Upgraded Lending tx 4Hhk…KF9m
  12. 2026-03-17 Upgraded Lending tx 2BqY…XhUf
  13. 2026-03-06 Upgraded Lending tx 3wuS…Qsha
  14. 2026-03-02 Upgraded Lending tx EE6k…xJKW
  15. 2026-02-16 Upgraded Lending tx 2zVC…KgFf
  16. 2026-02-06 Upgraded Lending tx 4Cn2…18Rp
  17. 2025-11-29 Upgraded Lending tx 43n6…RBX4
  18. 2025-11-24 Upgraded Lending tx 2BBL…FE9E
  19. 2025-11-14 Upgraded Lending tx 2J5x…J5Qo
  20. 2025-11-10 Upgraded Lending tx d5g6…6xMz
  21. 2025-10-24 Upgraded Lending tx 3Z4t…4MoC
  22. 2025-10-10 Upgraded Lending tx 5RR5…1rYH
  23. 2025-08-27 Upgraded Lending tx 4Khy…RARb
  24. 2025-07-08 Upgraded Lending tx 5PdZ…Z3z2
  25. 2025-06-04 Upgraded Lending tx 32hk…mT6c
  26. 2025-05-08 Program data extended Lending tx 61XP…oTgC
  27. 2025-04-25 Authority changed Lending tx 4tHw…PJFN
  28. 2025-03-17 Upgraded Lending tx 2khP…XufX
  29. 2025-02-21 Upgraded Lending tx 21fK…QcJ5
  30. 2025-02-21 Upgraded Lending tx NkX7…W33H
  31. 2025-02-04 Upgraded Lending tx 3vHa…q4Ax
  32. 2025-02-04 Upgraded Lending tx 2kBd…CHte
  33. 2025-01-14 Upgraded Lending tx 34SR…yK6d
  34. 2025-01-13 Upgraded Lending tx 3AW8…AWqy
  35. 2025-01-06 Upgraded Lending tx MtuF…n27P
  36. 2024-12-23 Upgraded Lending tx cean…rRqz
  37. 2024-11-05 Upgraded Lending tx 2r3W…RNoL
  38. 2024-10-21 Upgraded Lending tx 32d8…V8RK
  39. 2024-09-16 Upgraded Lending tx 36Gt…EMZj
  40. 2024-08-19 Upgraded Lending tx 3yGC…2mr5
  41. 2024-08-08 Upgraded Lending tx 5j1c…nMsb
  42. 2024-07-17 Upgraded Lending tx 5dE6…YhB3
  43. 2024-07-03 Upgraded Lending tx 2bjs…46QJ
  44. 2024-06-19 Upgraded Lending tx F7dr…NJBp
  45. 2024-06-19 Upgraded Lending tx 2ZDE…H1AJ
  46. 2024-06-10 Upgraded Lending tx vt8y…nnk1
  47. 2024-06-05 Upgraded Lending tx 4vYM…eE8p
  48. 2024-05-31 Upgraded Lending tx 3Dw5…JY1E
  49. 2024-05-21 Upgraded Lending tx 3Hbb…o3VG
  50. 2024-05-07 Upgraded Lending tx 5Mp6…QdnV
  51. 2024-03-21 Upgraded Lending tx zQph…URLP
  52. 2024-03-14 Upgraded Lending tx 3xet…JVqR
  53. 2024-02-26 Upgraded Lending tx 232E…nt4u
  54. 2024-02-16 Upgraded Lending tx 5Y5X…4ZKw
  55. 2024-02-13 Upgraded Lending tx 4pH4…vYun
  56. 2024-01-22 Upgraded Lending tx 2bE5…xtqW
  57. 2023-12-11 Upgraded Lending tx 4nDV…ofyh
  58. 2023-11-14 Upgraded Lending tx 4oNc…qmYX
  59. 2023-11-07 Upgraded Lending tx 5v9d…nzbo
  60. 2023-11-07 Upgraded Lending tx 54KP…6qtL
  61. 2023-10-22 Upgraded Lending tx 3ZxR…UyM3
  62. 2023-10-22 Upgraded Lending tx 2BzM…2niZ
  63. 2023-10-20 Upgraded Lending tx 5PT7…1nxB
  64. 2023-10-19 Upgraded Lending tx 5HNw…mcvC
  65. 2023-10-19 Authority changed Lending tx 4nnN…8E3T
  66. 2023-10-19 Upgraded Lending tx 2B6c…6S76
  67. 2023-10-19 Upgraded Lending tx 4FHm…JuwM
  68. 2023-10-19 Upgraded Lending tx 3U7M…g9mA
  69. 2023-10-19 Upgraded Lending tx 3Pzg…aYta
  70. 2023-10-19 Upgraded Lending tx 3E52…mAsV
  71. 2023-10-19 Authority changed Lending tx 3Sai…kt9a
  72. 2023-10-18 Upgraded Lending tx wA4j…3fXn
  73. 2023-10-12 Upgraded Lending tx 3xxd…C2re
  74. 2023-09-25 Upgraded Lending tx 5ZU4…bQdV
  75. 2023-09-05 Upgraded Lending tx 34Yj…tcKA
  76. 2023-08-10 Upgraded Lending tx 3R7P…pdhR
  77. 2023-08-08 Upgraded Lending tx 2pvk…5DzL
  78. 2023-07-28 Upgraded Lending tx nAfc…sW3q
  79. 2023-07-27 Upgraded Lending tx 5cMA…k2kf
  80. 2023-07-27 Upgraded Lending tx 2by8…PZBh
  81. 2023-07-27 Upgraded Lending tx WL9v…dt99
  82. 2023-07-27 Upgraded Lending tx 2tCv…HPsV
  83. 2023-07-27 Upgraded Lending tx w6Um…CZGX
  84. 2023-07-15 Upgraded Lending tx 2WTm…kqk7
  85. 2023-05-07 Upgraded Lending tx 4RKA…82An
  86. 2023-04-17 Upgraded Lending tx Ca4b…z1oM
  87. 2023-04-11 Upgraded Lending tx 58pV…oyXs
  88. 2023-03-15 Authority changed Lending tx rSuW…jbqh
  89. 2023-03-15 Deployed Lending tx 5NoN…h2RH

Updates

No changes have been recorded for this protocol since tracking began.

Dependencies and sources

Called programs

The sampled transactions called no other programs with user funds.

Registry sources

Registry entry last reviewed 2026-10-19 by celebtir-loop-draft. Report an error · Markdown version